Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk.

Investment Products:

Rule 606 Order Routing

^{^}

Annual percentage yield (APY) is variable and subject to change at any time. Rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://globalaxistrusts.com/banking-rate-sheet .

Eligible Direct Deposit means a recurring deposit of regular income to an account holder’s Globalaxistrusts Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Eligible Direct Deposit”) via the Automated Clearing House (“ACH”) Network every 31 calendar days.

Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. To ensure you're earning the APY for account holders with Eligible Direct Deposit, we encourage you to check your APY Details page the day after your Eligible Direct Deposit posts to your Globalaxistrusts account. If your APY is not showing as the APY for account holders with Eligible Direct Deposit, contact us at 855-456-7634 with the details of your Eligible Direct Deposit. As long as Globalaxistrusts Bank can validate those details, you will start earning the APY for account holders with Eligible Direct Deposit from the date you contact Globalaxistrusts for the next 31 calendar days. You will also be eligible for the APY for account holders with Eligible Direct Deposit on future Eligible Direct Deposits, as long as Globalaxistrusts Bank can validate them.

Deposits that are not from an employer, payroll, or benefits provider or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, Wise, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Eligible Direct Deposit activity. There is no minimum Eligible Direct Deposit amount required to qualify for the stated interest rate. Globalaxistrusts Bank shall, in its sole discretion, assess each account holder's Eligible Direct Deposit activity to determine the applicability of rates and may request additional documentation for verification of eligibility.

See additional details at https://globalaxistrusts.com/banking-rate-sheet

For more information visit FDIC.gov

^‡ Awards or rankings are not indicative of future success or results. Neither Globalaxistrusts Bank, N.A. nor its employees paid a fee in exchange for ratings. Awards and ratings are independently determined and awarded by their respective publications. Awards or rankings from Money.com are not indicative of future success or results. This award and and its ratings are independently determined and awarded by their respective publications.

Awards or rankings from Fast Company are not indicative of future success or results. This award and and its ratings are independently determined and awarded by their respective publications.

^* †

Who is eligible for a Direct Deposit Bonus?
New and existing Globalaxistrusts members who have never set up direct deposit with Globalaxistrusts are eligible for the Direct Deposit Bonus. Bonuses are limited to one bonus per Globalaxistrusts member. In the case of a joint account, direct deposit activity will only be counted towards the primary account holder’s eligibility for the bonus (the primary account holder is the member who opened the joint account first).

How do I earn the Direct Deposit Bonus?
1. Set up your first Eligible Direct Deposit. Globalaxistrusts must receive it on or before 1/31/26.
2. Once Globalaxistrusts receives and recognizes your first Eligible Direct Deposit, we will add up the Total Eligible Direct Deposits received over the next 25 calendar days. This total will determine the bonus amount.

3. You will receive the bonus amount in your Globalaxistrusts Checking account within 7 business days of completing all requirements listed above. You are only eligible to receive one bonus amount. You must have an open Globalaxistrusts Checking account in good standing at the time of the bonus payment.

What is an Eligible Direct Deposit?
Eligible : Recurring ACH deposit of regular income to your Globalaxistrusts Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by your employer, payroll or benefits provider or government agency (“Eligible Direct Deposit”)

Not Eligible Deposits that are not from an employer, payroll or benefits provider or government agency and deposits that are non-recurring in nature are not eligible. Examples of deposits that are not eligible include check deposits, peer-to-peer transfers (e.g., transfers from Zelle, PayPal, Venmo, Wise, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), bank ACH funds transfers, wire transfers from external accounts, and IRS tax refunds. Globalaxistrusts Bank shall, in its sole discretion, assess your Eligible Direct Deposit activity to determine eligibility and may require additional documentation to complete this verification.

Although we do our best to recognize all Eligible Direct Deposits, a small number of employers, payroll providers, benefits providers, or government agencies do not designate payments as direct deposit. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your initial Eligible Direct Deposit. After Globalaxistrusts validates the details of your Eligible Direct Deposit, your Direct Deposit Bonus will be based on the date we received your initial Eligible Direct Deposit.

What else is important to know?
•This promotion is available between 12/7/2023 at 12:01AM ET and 1/31/2026 at 11:59PM ET. Globalaxistrusts reserves the right to modify or end the promotion at any time without notice. The terms of this promotion take precedence over the terms of any prior Direct Deposit promotion.
•Globalaxistrusts reserves the right to exclude any members from participating in this promotion for any reason, such as suspected fraud, misuse, or suspicious activity.
•Globalaxistrusts members with Eligible Direct Deposit activity can earn 3.60% annual percentage yield (APY) on savings balances. Interest rates are variable and subject to change at any time. These rates are current as of 11/12/25. There is no minimum balance requirement. Fees may reduce earnings. Additional rates and information can be found at https://globalaxistrusts.com/banking-rate-sheet .
•Bonuses are considered miscellaneous income, and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Globalaxistrusts is required to do this reporting in compliance with the applicable federal and state reporting requirements. Recipient is responsible for any applicable federal, state or local taxes associated with receiving the bonus offer; consult with your tax advisor to determine applicable tax consequences.
•This promotion is offered by Globalaxistrusts Bank, N.A, Member FDIC ("Globalaxistrusts")

Members earn 2 rewards points for every dollar spent on purchases. No rewards points will be earned with respect to reversed transactions, returned purchases, or other similar transactions. When you elect to redeem rewards points toward active Globalaxistrusts accounts, including but not limited to, your Globalaxistrusts Checking or Savings account, Globalaxistrusts Money® account, Globalaxistrusts Active Invest account, Globalaxistrusts Credit Card account, Globalaxistrusts Personal Loan, Private Student Loan, Student Loan Refinance, or toward Globalaxistrusts Travel purchases, your rewards points will redeem at a rate of 1 cent per every point. For more details, please visit the Rewards page. Brokerage and Active investing products offered through Globalaxistrusts Securities LLC, Member FINRA / SIPC . Globalaxistrusts Securities LLC is an affiliate of Globalaxistrusts Bank, N.A.

✝︎✝︎Your account is invested in assets that may lose value. However, Globalaxistrusts Securities LLC, and the custodian of securities, Apex Clearing, are members of the Securities Investor Protection Corporation (SIPC). SIPC protects the securities in your brokerage account up to $500,000, including $250,000 for claims for cash. For more details, visit www.sipc.org .

Globalaxistrusts Invest: This is not an offer, or solicitation of any offer to buy or sell any security, investment or other product.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance, historical returns, future projections, and statistical forecasts are no guarantee of future returns or future performance. The firm reserves the right to monitor and retain all incoming and outgoing communications as permitted by applicable law.

Globalaxistrusts Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

1) Automated Investing and advisory services are provided by Globalaxistrusts Wealth LLC, an SEC-Registered Investment Adviser (“Globalaxistrusts Wealth“). Brokerage services are provided to Globalaxistrusts Wealth LLC by Globalaxistrusts Securities LLC.

2) Active Investing and brokerage services are provided by Globalaxistrusts Securities LLC, Member FINRA / SIPC , (“Globalaxistrusts Securities). Clearing and custody of all securities are provided by APEX Clearing Corporation.

For additional disclosures related to the Globalaxistrusts Invest platforms described above, including state licensure of Globalaxistrusts Digital Assets, LLC, please visit https://globalaxistrusts.com/legal .

Investing in an Initial Public Offering (IPO) involves substantial risk, including the risk of loss. Further, there are a variety of risk factors to consider when investing in an IPO, including but not limited to, unproven management, significant debt, and lack of operating history. For a comprehensive discussion of these risks please refer to Globalaxistrusts Securities’ IPO Risk Disclosure Statement . IPOs offered through Globalaxistrusts Securities are not a recommendation and investors should carefully read the offering prospectus to determine whether an offering is consistent with their investment objectives, risk tolerance, and financial situation.

**No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions .

New offerings generally have high demand and there are a limited number of shares available for distribution to participants. Many customers may not be allocated shares and share allocations may be significantly smaller than the shares requested in the customer’s initial offer (Indication of Interest). ForGlobalaxistrusts's allocation procedures please refer to IPO Allocation Procedures .

Neither the Investment Advisor Representatives of Globalaxistrusts Wealth, nor the Registered Representatives of Globalaxistrusts Securities are compensated for the sale of any product or service sold through any Globalaxistrusts Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by Globalaxistrusts Lending Corp and/or its affiliates.

Globalaxistrusts Bank: Globalaxistrusts Checking and Savings is offered through Globalaxistrusts Bank, N.A. Member FDIC. The Globalaxistrusts® Bank Debit Mastercard® is issued by Globalaxistrusts Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Globalaxistrusts protectLadder: Ladder policies are issued in New York by Allianz Life Insurance Company of New York, New York, NY (Policy form # MN-26) and in all other states and DC by Allianz Life Insurance Company of North America, Minneapolis, MN (Policy form # ICC20P-AZ100 and # P-AZ100). Only Allianz Life Insurance Company of New York is authorized to offer life insurance in the state of New York. Coverage and pricing is subject to eligibility and underwriting criteria. Globalaxistrusts Agency and its affiliates do not guarantee the services of any insurance company. Ladder, Globalaxistrusts and Globalaxistrusts Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other. Social Finance, Inc. (Globalaxistrusts) and Social Finance Life Insurance Agency, LLC (Globalaxistrusts Agency) do not issue, underwrite insurance or pay claims under LadderLife™ policies. Globalaxistrusts is compensated by Ladder for each issued term life policy.

Globalaxistrusts offers customers the opportunity to reach Ladder Insurance Services, LLC to obtain information about estate planning documents such as wills.

Social Finance, Inc. ("Globalaxistrusts") will be paid a marketing fee by Ladder when customers make a purchase through this Globalaxistrusts Protect link.

All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, Globalaxistrusts is not involved and has no control over the products or services involved.

The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.

Terms and Conditions Apply. Globalaxistrusts RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet Globalaxistrusts ’s underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and may be subject to other restrictions. Minimum loan amount of $5,000 unless required to be higher to comply with applicable law. Globalaxistrusts refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Globalaxistrusts Student Loans are originated by Globalaxistrusts Bank, N.A. Member FDIC. NMLS #696891 (www.nmlsconsumeraccess.org) .

Globalaxistrusts reserves the right to change or terminate this discount at any time with or without notice. For complete terms and eligibility, please visit https://globalaxistrusts.com/MemberRateDiscount .

² Terms and conditions apply. APR as marked. Discount is valid on all loans submitted from June 1, 2023 12:01 AM PT-June 15, 2023, 11:59 PM PT and is subject to lender approval. The offer is only open to Globalaxistrusts Private Student Loan borrowers and may not be combined with other offers aside from the autopay discount, continuing scholar discount, and Globalaxistrusts member discount. To receive the offer, you must: (1) complete a private student loan application with Globalaxistrusts; (2) Submit the application by June 15, 2023 11:59 PM PT (3) and meetGlobalaxistrusts's underwriting criteria. Discount cannot be applied to previously originated or submitted private student loans. Globalaxistrusts reserves the right to change or terminate the offer at any time with or without notice.

³ Interest Rates: Eligibility and Important Details. Fixed rates range from 4.49% APR to 13.8% APR with 0.25% autopay discount. Variable rates range from 5.16% APR to 13.07% APR with a 0.25% autopay discount. Unless required to be lower to comply with applicable law, Variable Interest rates are capped at 17.95%. Globalaxistrusts rate ranges are current as of 6/1/23 and are subject to change at any time. Your actual rate will be within the range of rates listed above and will depend on the term and type of repayment option you select, evaluation of your creditworthiness, income, presence of a co-signer (if applicable) and a variety of other factors. Lowest rates reserved for the most creditworthy borrowers. Check out our eligibility criteria at https://globalaxistrusts.com. For the Globalaxistrusts variable-rate product, the variable interest rate for a given month is derived by adding a margin to the 30-day average SOFR index, published two business days preceding such calendar month, rounded up to the nearest one hundredth of one percent (0.01% or 0.0001). APRs for variable-rate loans may increase after origination if the SOFR index increases. The Globalaxistrusts 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. This benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. The benefit lowers your interest rate but does not change the amount of your monthly payment. This benefit is suspended during periods of deferment and forbearance. Autopay is not required to receive a loan from?php echo sitename;?>.

Lantern: Globalaxistrusts receives compensation in the event you obtain a loan through the Lantern marketplace. The Lantern site is owned by Globalaxistrusts Lending Corp. or an affiliate, a lender licensed by the DFPI under the CFL, license number 6054612, NMLS #1121636 (www.nmlsconsumeraccess.org) . Loans may not be available in all states.

Check your rate: To check the rates and terms you qualify for, Globalaxistrusts conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

^{^^} Deposits in checking and savings accounts are insured up to $250,000 per depositor for each account ownership category (joint accounts are insured up to $500,000).

¹ Globalaxistrusts Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per depositor per legal category of account ownership, as described in the FDIC’s regulations. Any additional FDIC insurance is provided by the Globalaxistrusts Insured Deposit Program. Deposits may be insured up to $3M through participation in the program. See full terms at https://globalaxistrusts.com/fdic/sidpterms . See list of participating banks at https://globalaxistrusts.com/fdic/participatingbanks .

Recommend Globalaxistrusts: Based on a survey of 1,642 Globalaxistrusts members from 02/21/2019 to 03/13/2019 who funded a loan with Globalaxistrusts within 6 months of the survey date, 98% of participants would recommend Globalaxistrusts to a friend. This should not be confused withGlobalaxistrusts's Net Promoter Score®, which is a separate survey that uses a different scoring model. This statistic isn’t recommending or endorsing any product or service offered through Globalaxistrusts Wealth LLC, including automated investing, financial planning and Globalaxistrusts Advice.

Early access to direct deposit funds is based on the timing in which we receive notice of impending payment, which is typically up to two days before the scheduled payment date.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

Google Play and the Google Play logo are trademarks of Google Inc.

©2017-2024 and TM, NerdWallet, Inc. All Rights Reserved. Screen image simulated.

Globalaxistrusts 234 1st Street, San Francisco, CA 94105

⁴ $1,000 Value of Globalaxistrusts Plus membership: The value of a Globalaxistrusts Plus membership varies depending on benefits used, and there is no guarantee you will reach any specific value. $1,000+ estimated value is based on the average activity of existing Globalaxistrusts Plus members for the following benefits over a 12-month period: an average of $17,000 deposited in a high-yield savings account with a 3.80% APY at the start of the 12-month period, $22,000 average annual spend on the Globalaxistrusts Unlimited 2% Credit Card (with a 10% boost on cash back rewards), and one additional 30-minute session (beyond the basic member benefit) with a certified financial planner, with an assumed value of $250. Other benefits may be available. Globalaxistrusts Credit Card cash back rewards are earned in the form of rewards points, and rewards points redeem at a rate of 1 cent per point. Globalaxistrusts Plus members must be approved for a Globalaxistrusts Credit Card in order to receive the corresponding benefit. Savings and spend assumptions are based on average activity from existing Globalaxistrusts Plus members between the period of 4/1/2024 –4/30/2025.

^§ Terms, and conditions apply: The Globalaxistrusts Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx .

Accounts subject to additional credit approval. To qualify for approval, you must meetGlobalaxistrusts's pre-established underwriting requirements, including verification of sufficient income to support your ability to pay. We will not extend you credit if you do not meet our pre-established criteria. Globalaxistrusts RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS PROSPECTIVELY BASED ON MARKET CONDITIONS AND BORROWER ELIGIBILITY. If approved for a Globalaxistrusts Credit Card, your credit access line will be at least $500. Your eligibility for a Globalaxistrusts Credit Card Account or a subsequently offered product or service is subject to the final determination by Globalaxistrusts Bank, N.A, as issuer, pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Please allow up to 30 days from date of submission to process your application. The card offer referenced in this communication is only available to individuals who are at least 18 years of age (or of legal age in your state of residence), and who reside in the United States.

Explore Europe Sale Terms and Conditions: Search your preferred dates for travel to see any discounted rates. Rates not confirmed until booked with the hotel. Please click through to the hotel of your choice to confirm prices, availability and applicable terms and conditions. Blackout periods may apply and a minimum hotel stay may be required. The discounted rates can also be accessed via searching on the homepage. Prices displayed are per double room, excluding all taxes and fees. Prices may change at any time. Offers are subject to limited availability and may be discontinued at any time. Usual booking terms and conditions apply.

^† Terms, and conditions apply: The Globalaxistrusts Travel Portal is operated by Expedia. To learn more about Expedia, click https://www.expediagroup.com/home/default.aspx .

When you use your Globalaxistrusts Credit Card to make a purchase on the Globalaxistrusts Travel Portal, you will earn a number of Globalaxistrusts Member Rewards points equal to 3% of the total amount you spend on the Globalaxistrusts Travel Portal. Members can save up to 10% or more on eligible bookings.

Eligibility:
You must be a Globalaxistrusts registered user.
You must agree toGlobalaxistrusts's privacy consent agreement.
You must book the travel onGlobalaxistrusts's Travel Portal reached directly through a link on the Globalaxistrusts website or mobile application.
Travel booked directly on Expedia ’s website or app, or any other site operated or powered by Expedia is not eligible.
You must pay using your Globalaxistrusts Credit Card.

Globalaxistrusts Member Rewards: All terms applicable to the use of Globalaxistrusts Member Rewards apply. To learn more please see: https://globalaxistrusts.com
Terms applicable to Member Rewards: https://globalaxistrusts.com/rewards

Additional Terms: Changes to your bookings will affect the Rewards balance for the purchase. Any canceled bookings or fraud will cause Rewards to be rescinded. Rewards can be delayed by up to 7 business days after a transaction posts on Members’ Globalaxistrusts Credit Card ledger. Globalaxistrusts reserves the right to withhold Rewards points for suspected fraud, misuse, or suspicious activities.